Renters Insurance

from The Heritage Agency

You have a lot of things that are important to you – from your clothes and furniture to your sound system, sports gear, and computer. And you want to feel confident that everything you’ve worked for is not at risk.

Let The Heritage Agency help you find coverage options that protect you, your family, and your personal property. Let us help make sure you’re properly covered.

What You Need to Know

Your renters policy covers your personal property against theft or damage subject to the limits and deductibles you select. The coverage applies even when you are away from home.

For a small additional premium, you can choose to carry full value coverage on your personal property, which ensures that you will be paid the full replacement cost of items that are damaged or stolen without deduction for depreciation.

Protect Yourself and Your Guests

Your renters insurance policy also protects you and your family against certain bodily injury and property damage claims for which you are liable. Legal defense is also provided in the event you are sued after a covered loss, subject to the limits you have selected.

In addition, you can select medical payments coverage which will pay for medical expenses incurred by a visitor who is injured at your residence regardless of fault. Various limits are available. Let us help you find the right amount of coverage to suit your insurance needs.

The Right Coverage, The Right Price

Whether you’re starting out, between homes, or downsizing, we'll help you pick the Phenix City renters insurance coverage that best fits your needs.

Be sure to ask about available discounts including burglar alarm credits and account credits for customers who package their auto and/or umbrella policies with their renters insurance policy.

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Get a Renters quote

We know how to find discounts on renters insurance you may not find on your own. Give us a call, or get a quote online today.

Phenix City Renters insurance

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Phenix City
1610 Broad Street
Phenix City, AL 36867

Smiths Station
110 Lee Road 562 Suite D
Smiths Station, AL 36877

334-298-5500
9AM - 5PM Mon - Fri
Closed 12PM - 1PM for lunch